Lease-Option & Rent-to-Own engineered for what fit your life
AI-driven approvals, transparent terms, investor-backed certainty. Bring your home, or pick one of ours across 48 of the GREAT 50 states!
Take the next step toward homeownership with LiquidLink.
- Min credit ≥ 600
- Max DTI ≤ 45%
- Option fee from 2%
- Close in ~28 days
Bring Your Property
Choose any eligible home. We acquire it for you on a lease-option or rent-to-own, then you buy when you’re ready.
How it works →We Find Your Property
Shortlist homes that fit your payment window, target neighborhood, and move-in timing. Tenant-ready options available.
Browse options →Investor-Backed Pool
Diverse capital sources match your deal. Pool supports auctions & bridge holds so you don’t miss windows.
See investor terms →Quantum Approval Process
We analyze income, credit, debt, and reserves to structure terms you can grow into — not outgrow.
- Buyer score blends credit (35%), DTI (25%), income stability (20%), reserves (10%), timeline (10%).
- Property score weighs value (30%), rentability (25%), liquidity (25%), risk (20%).
- Match engine requires ≥ 0.62 fit; human review above threshold.
Apply in minutes
Soft-pull credit, income verification, and a readiness score. No impact to your current search.
Lock terms
Option fee from 2%, rent premium 3–10%, rent credit 10–30%, strike grows ~3%/yr. Clear timeline to buy.
Move in, build equity-like credit
Rent credits accrue monthly toward your future purchase; improve credit and savings along the way.
Exercise purchase
When you’re ready (12–36 mo typical), convert at the pre-set strike. If not, you’re never forced to buy.
Investor products
- Notes: 12–36 mo tenor, coupon by risk tier, lien-secured.
- Pool: Min $5k; quarterly distributions; 30-day liquidity target.
- Curated: Fractional/whole; tenant-ready units.
Informational only. Not an offer to sell securities. AML/KYC required.
Who qualifies?
Minimum credit 600, DTI ≤ 45%, 18+ months income history, ≥ 2 months reserves. Geography limited to LA, OC, Ventura, San Bernardino & Riverside.
What happens to my option fee?
It’s consideration for your future right to buy. It is typically non-refundable but often applied to the purchase if you exercise.
How is my strike price set?
Price today plus ~3% per 12 months (pro-rated by term). Rent credits (10–30%) can offset cash to close.
Can I exit?
Yes, you’re never forced to buy. Standard lease obligations apply.
Ready to see your terms?
Soft-pull pre-approval in minutes. No obligation.
Begin Pre-Approval