Lease-Option & Rent-to-Own Programs
Choose the path to homeownership that fits your timeline. LiquidLink programs pair AI-driven underwriting with transparent terms across Los Angeles, Orange County, Ventura, San Bernardino, and Riverside.
Bring Your Property
Have a home in mind? We acquire it for you on a lease-option or rent-to-own. Move in now, buy when ready.
- Use any eligible listing or off-market home
- Close in ~28 days (typical)
- Rent credit 10–30% accrues monthly
We Find Your Property
We curate tenant-ready homes matched to your payment window, neighborhood, and move-in timing.
- Shortlists across LA/OC/Ventura/SB/Riverside
- Tenant-ready = faster placement
- Auction & bridge entries supported
Investor-Backed Pool
Capital certainty with flexible entries. Direct + pooled investors enable competitive offers and time-boxed deals.
- LTC ≤ 85% • DSCR ≥ 1.1
- Bridge holds for timing gaps
- Human review above threshold
Who It’s For
Buyers with a target property who want certainty on timing and terms while building toward a mortgage-ready profile.
- Min credit 600 • DTI ≤ 45%
- 18+ months income • ≥ 2 months reserves
- Property within approved counties
Who It’s For
Buyers who prefer a curated shortlist and payment-first filtering with tenant-ready options for faster move-ins.
- Properties scored for value, rentability, liquidity, risk
- Neighborhood & school fit considered
- Auction & bridge entries available
Who It’s For
Buyers and agents needing capital certainty for competitive offers, auctions, or time-boxed opportunities.
- Direct + pooled investors matched to deal constraints
- LTC ≤ 85% • DSCR ≥ 1.1 • Human review
- Short bridge holds to cover timing gaps
Compare Programs
Who Qualifies?
Buyer Readiness
Minimum credit 600, DTI ≤ 45%, 18+ months income, and ≥ 2 months reserves.
Property Fit
Value, rentability, liquidity, and risk scoring. DSCR ≥ 1.1 and prudent LTC ≤ 85%.
Service Area
Los Angeles, Orange County, Ventura, San Bernardino, and Riverside — neighborhoods we know best.
How It Works
Apply
Soft-pull pre-approval with readiness scoring. No impact to your search.
Lock Terms
Option fee from 2%, rent premium 3–10%, rent credit 10–30%, strike grows ~3%/yr.
Move In
Tenant-ready handoff, credits begin accruing, timeline to buy is clear.
Buy When Ready
Convert at the pre-set strike price or walk away — you’re never forced to buy.
Program FAQs
Is the option fee refundable?
It’s consideration for your right to purchase and is typically non-refundable. If you buy, it’s often credited toward the purchase.
How are rent credits applied?
Credits (10–30%) accrue monthly and may be applied to reduce cash to close or other amounts at purchase, subject to program terms.
What happens if I don’t buy?
You’re never forced to purchase. Standard lease obligations apply through the term.
How fast can we close?
Typical timeline is ~28 days after diligence. Auction/bridge entries can accelerate certain deals.
Ready to See Your Terms?
Pre-approval in minutes. Bring your property or have us curate options.