Ladera Heights — 4bd
Lease-Option Investment
Investment Summary
Spacious 4-bedroom modern home in the heart of Ladera Heights, ideal for family lease-option buyers seeking long-term ownership. Structured with a 18–30 month term, strong rent coverage, and investor-backed structure.
Est. Rent$5,900 / mo
Option Fee≈ $32,000 (2.6%)
Term18–30 months
Purchase Price (target)
$1,225,000
Strike Price at Exercise (+6%)
$1,298,000
Rent Credit to Buyer (20%, capped $1,100)
$1,050 / mo
Gross Yield on Price (rent ÷ price)
5.8%
Underwriting DSCR (est.)
1.17×
Max LTC (policy)
≤ 85%
All financials are indicative and subject to appraisal and final underwriting. Program complies with California rent-to-own disclosure requirements.
12-Month Pro Forma (Stabilized)
Gross Scheduled Rent
$70,800
Vacancy / Credit (3%)
($2,124)
Effective Gross Income
$68,676
Operating Expenses (est.)
($18,800)
Net Operating Income (NOI)
$49,876
Senior Interest (investor note @ 10.5%)
($90,037)*
Mezz Interest (@ 9%)
($11,025)*
Rent Credits Accrued
($12,600)
*Interest estimates based on fully deployed capital; may vary with draw schedule.
Investor Terms
Security
Recorded lien (first position)
Tenor
12–30 months
Coupon (Risk A/B/C)
10% / 11% / 12% annualized
Amortization
Interest-only, bullet exit
Use of Proceeds
Acquisition + reserves
Exit
Buyer exercise, refinance, or market sale
Private placement for accredited investors. Subject to AML/KYC before funding.
© LiquidLink. All projections are estimates; investor returns depend on market and exit timing.
